ORLEX Rate Board
(Deduct .25% off these loan rates if you maintain a checking account)
*apy=annual percentage yield
*apr=annual percentage rate

Autos Loans: Effective 04/15/25
 New%Used%
24 months (2010-2025)6.00%6.25%
36 months (2010-2025)6.25%6.50%
48 months (2019-2025)6.50%6.75%
60 months (2020-2025)6.50%6.75%
72 months (2022-2025)7.00%7.25%
84 months (2024-2025)8.75%9.00%
Recreational Vehicle Loans: Effective 04/15/25
 New%Used%
24 months (2010-2025)8.00%8.25%
36 months (2010-2025)8.25%8.50%
48 months (2019-2025)8.50%8.75%
60 months (2020-2025)8.50%8.75%
72 months (2022-2025)9.00%9.25%
84 months (2024-2025)10.75%11.00%
Signature Loans: Effective 04/15/25
Up to $7,500 48mos - 13.00%apr

Share Secured Loans: Dividend Rate +2%
Up to $60,000 60mos

Overdraft Line of Credit:
Up to $500.00 Payment amt. min $25.00 - 15.0%apr

Deposit Accounts:
Last Dividend Declaration Date: 03/11/2025
Set at Each Quarter End, Subject to Change
Share Savings:
Minimum balance required $25.00
0.25% rate / 0.25%apy

Clubs:
Minimum balance required $5.00
.25% rate / .25%apy

Share Certificates/CD:
Minimum balance required $500.00
6 month term: 3.00% rate / 3.02%apy
12 month term: 3.50% rate / 3.52%apy

Money Markets:
Minimum balance required: $2500.00
0.25% rate / 0.25% apy

All rates subject to change

For payment information, try our loan payment calculator.


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